Experienced Insurance Guidance

Get Personalized Support That Takes the Stress Out of Insurance

Why Work With Us?

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Personalized Approach

We realize that insurance is not a one- size-fits-all approach. We take the time to evaluate your current coverage, financial situation, health needs and goals to determine what insurance plan will work best for you and your needs.

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Local Representation

Centrally located in Warwick, Rhode Island, we strive to be a local resource for our clients. Whether it's a question about your coverage, issues with the insurance carrier or just need general advice about your situation, we are here to help.

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No Fee Consultation

We never charge a fee for our services, whether you are an existing client or are looking for advice. Our philosophy is to build relationships with others and become a trusted resource within our community.   

Learn About the Types of Insurance We Offer

We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle. 

Medicare Advantage Plans

Medicare Advantage (Part C) plans are private health insurance plans approved by Medicare that provide all the benefits of Original Medicare (Parts A and B), and often include additional coverage such as prescription drugs, dental, vision, and hearing services. These plans typically use provider networks and may have different costs, rules, and out-of-pocket limits compared with Original Medicare

Medicare Supplement (Medigap) Plans

Medicare Supplement insurance (Medigap) plans are private insurance policies that help pay certain out-of-pocket costs not covered by Original Medicare, such as deductibles, copayments, and coinsurance. Medigap plans work alongside Original Medicare, allowing you to see any provider that accepts Medicare, but they generally do not include prescription drug coverage.

Medicare Part D Plans

Medicare Part D plans are private insurance plans that help cover the cost of prescription medications for people enrolled in Medicare. These plans vary in premiums, formularies, pharmacy networks, and covered drugs, making it important to compare options based on individual medication needs and budget.

Life Insurance

Life insurance is a financial protection product that pays a death benefit to designated beneficiaries when the insured person passes away. It can help cover expenses such as funeral costs, outstanding debts, income replacement, and future financial needs for loved ones.

 
Long-Term Care Insurance

Long-term care insurance helps cover the cost of services that assist with daily living activities, whether care is provided at home, in an assisted living facility, or in a nursing home. This coverage can help protect savings and reduce the financial burden of extended care needs that are generally not covered by Medicare or standard health insurance.

 
Short-Term Care Insurance

Short-term care insurance helps cover the cost of temporary care services needed due to illness, injury, recovery from surgery, or other health conditions that limit a person's ability to perform daily activities. These policies typically provide benefits for a limited period and can help bridge the gap between health insurance coverage and longer-term care needs.

Dental and Vision Insurance

Dental and vision insurance helps cover routine and preventive care, such as dental cleanings, exams, eye exams, prescription glasses, and contact lenses. These plans can also provide benefits toward more extensive services, helping reduce out-of-pocket costs for maintaining oral and eye health.

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Reviewer avatar

gtj811

Apr 08, 2026

Very knowledgeable team and goes the extra mile to understand concerns and options. As a pharmacist, I was impressed with the breadth of understanding of medication access options and look forward to working with the team with better medication solutions in Rhode Island and Mass.

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Rose DC

Mar 06, 2026

I had a wonderful experience with Elder Care Insurance. All my questions were answered.

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Sharon Johnston

Mar 01, 2026

very informative, helpful in guiding us to help make the best plan as we navigate understanding the challenges of medicare and supplement insurances. What is our best options and plan that will work with our currently dotors.

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Jon Barrett

Jan 23, 2026

A great service and great team to work with.

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Gerry Fernandez

Jan 22, 2026

Great people, knowledge, and sensitivity to our situation. They are the best eldercare services provider I have seen since I started caring for my sibling three years ago.

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louis cesario

Jan 22, 2026

My wife and I visited with Ted to go over health care options and we were very pleased with his presentation and he answered all our questions and concerns. Ted made our decision very clear as to what health insurance would meet our needs.

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Steven Kleeberg

Jan 06, 2026

Fantastic experience made easy to understand and picked the right plan for me. Thanks

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Ken Miller

Dec 30, 2025

Working with Ted was an informative and simple experience. He explained everything well and the process of obtaining various coverages was made very easy.

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Lee Miller

Dec 19, 2025

Very helpful explaining the complexity of Medicare options and supplementals. Reviewed options that fit our needs and recommended best fit. Highly recommend services.

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jim oneill

Dec 07, 2025

Ted has taken care of my Medicare enrollment the last three years. He is thorough, hard working, and personable.

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Vin DiSciullo

Dec 06, 2025

Ted is very professional, knowledgeable and responsive. He takes the necessary time to explain everything that is needed. Would strongly recommend everyone to use him.

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Julie Fernandez

Dec 04, 2025

Very knowledgeable, which was a great help when making my decision. Was very patient as well, when we went over the options. Professional and pleasant. Definitely recommend using Ted for wading through the insurance Swamp.

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Paul Hurtubise

Dec 04, 2025

Ted and Alex at Elder Care Solutions are experts in serving the needs of their clients. They supply a great service to the community and give their clients all the information they require to make the right decisions for their Medicare and insurance needs. They are very personable, down to earth, very pleasant, and listen and take time to make sure you choose the plan that is right for you. All in all, a great experience.

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Christine Hanewich

Nov 18, 2025

My husband and I have been utilizing the services of Elder Care Insurance Solutions Inc for several years. We have always found them to be extremely knowledgeable and helpful in assisting us to select the best coverage to meet our health insurance needs.

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Fernando Fernandes

Nov 13, 2025

We received a very great service and very informational details about Medicare needs

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Jan DeOrsey

Oct 18, 2025

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Dan Kieliszak

Oct 03, 2025

Ted has been outstanding in his advice & assistance both in my business and personally.

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